I’ve finally gotten around to adding syndication support to my blog module in JAX. The feed should automatically update upon refresh, which makes it realtime. The major reason it took so long was that I’m lazy and that I couldn’t get dates working correctly in RSS. Evidently, the only way to get this working correctly (at least in Feedreader on Windows 2000) was to use the dc:date element found in the Dublin Core Metadata Element Set. Once I changed my pubDate (RSS) to dc:date everything worked fine.

I plan on adding RDF, which allows full articles to be syndicated, soon as well. If anyone out there is interested in another form of feed please let me know. Also, if you have any problems with the current feed please contact me ASAP.

Well after a long, protracted battle I have finally rid myself of all credit card debt (minus $4 and some change in finance charges). I was smart this time around and closed the accounts as I paid them off. I decided to keep the one with the lowest interest rate open for now since I’ve had trouble renting cars with debit cards in the past.

One site that was infinitely helpful with this adventure was www.fool.com. Their newsletter on credit debt was stuffed full of helpful hints and advice from others who were in much worse situations that I was. Here are a few tips that helped me out quite a bit.

1. Cut up the cards with the highest interest rates to help avoid the temptation to use those cards.
2. Many credit card companies offer extremely low introductory rates on balance transfers. Those same companies will approve just about anyone who is willing to transfer money over when they open the credit card. The idea is to transfer your 20%+ cards onto 0% introductory rates and pay them off before the rates go up (usually 6 months to a year).
3. Leave your credit cards at home when you go shopping.
4. Many companies will offer you lower interest rates if you call up threatening to pay off your account and close out your card. Worst case scenario you are out the few minutes it takes to make the call.
5. Pay more than the minimum each month! Most often the minimum is merely the monthly finance charge and a few bucks towards the principle.
6. Close the accounts as you pay them off!

I hope that these tips help others get out of debt as well. I must say it feels damn good to not owe any money to credit cards anymore. I’ve lowered my monthly bills by over $100 (almost my car payment!). The odd thing about this is that I’ve probably actually *lowered* my credit rating. How is that possible you ask? Well most credit agencies look at how much credit is available to you as part of their decision to give you credit. For instance, bank A would be more apt to loan you money if you have a $10k credit line with no balance than a $3k credit line with no balance, which makes sense for the most part (the idea being that if you have $10k available to you that you earned it somewhere along the line).

Some might say my curiosity sometimes is a little too anal. I find small things that peek my interest and I can’t let go of them until I’ve found the answer. One thing that has always bugged me when I’m doing laundry is that the buttons on Lauren’s button-up shirts are on the opposite side of the shirt than they are on mine. While buttons are on the left side of men’s shirts they are on the right hand side of women’s shirts.

You may think I’m paying too much attention, but go into your girlfriend’s/wife’s closet and try to button one of her shirts on a hanger. It’s tricky when you have been programmed that buttons are on the left side your entire life.

Well it seems I’m not the only one who ponders such anomolies. A recent blurb on ask.yahoo.com had the following to say about why the difference exists.

… in the 19th century, well-heeled Victorian women generally didn’t dress themselves, so their buttons were designed to be handled by right-handed servants. Although wealthy men may have had servants to lay out their clothes, they generally dressed themselves, and so the buttons on the right side of men’s garments made more sense.

I guess that makes sense. This, apparently isn’t the only theory. Other theories include the following excerpt from an article found in the Dallas Morning News.

… the first button jackets for men were modeled after the latching designs of armor, which were designed to stop a right-handed opponent from jamming a pike through the seam. He also suggests that the left-side buttons on women’s clothes may have been intended to facilitate nursing an infant on the side closest to the woman’s heart.

Well there ya go!